What is Zona?
Zona is a lending platform on Pharos for real-world assets (RWAs) and crypto-native assets. Supply assets such as tokenized treasuries, equities, and other RWAs to earn yield, or borrow against your collateral to unlock liquidity without selling your holdings.
Lenders on Zona can put their RWAs and crypto-native assets to work, earning real yield in transparent onchain markets. Borrowers benefit from deep liquidity and capital-efficient borrowing options backed by a wide range of RWA and crypto collateral.
Lend and Borrow
Zona supports both sides of the money market - asset lenders who earn yield and asset borrowers who unlock liquidity against their collateral.
Supported Asset Types
Zona supports both crypto-native assets and tokenized real-world assets. New markets are added as oracle coverage and liquidity on Pharos allow.
Crypto-Native
- Blue-chips and large-cap tokens (e.g. WBTC, WETH, WPROS)
- Yield-bearing stablecoins (e.g. sUSDe, sUSDai)
- Liquid staking tokens (e.g. wstPROS)
Real-World Assets
- Tokenized treasuries and government debt (e.g. T-bills)
- Equities and ETFs (e.g. NVDA, TSLA, S&P 500)
- Gold, commodities, and real estate funds
Getting Started
Ready to start using Zona? Connect your wallet at app.zona.finance/lend and explore the docs below.
Check Supported Assets
Review which RWAs and crypto-native assets are available for lending and borrowing.
View Supported AssetsEarn Points
Supply liquidity to earn Zona Points and track your rank on the leaderboard.
Points Program